15 Nov

Brits advised to check home insurance policies

Brits advised to check home insurance policies

Homeowners should make sure their home insurance policy covers items stored in garages and sheds, Legal & General (L&G) has warned.

According to research from the home insurance provider, some 60 per cent of UK homeowners store belongings in their garages.

Moreover, with items such as freezers, camping gear, bikes and garden furniture often stashed away, the value of a garage's contents could be as much as £6,650 – thus representing a significant financial blow in the event of loss or damage.

Ruth Wilkins, head of communications for L&G's general insurance business, said: "Garages and outbuildings are great for storing items but it is vital to check that house insurance provides adequate cover for your belongings.

"Household insurance does not cover for theft or damage to cars or motorised vehicles stored in the garage and these should be insured separately."

He added: "Given that those other items may increase in value it is also worth checking that the garage is secure with additional preventative measures in place, such as security lights and good quality locks to deter any opportunistic thieves."


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